Roth Capital Has Negative Outlook for VersaBank Q3 Earnings

VersaBank (NASDAQ:VBNK) – Investment analysts at Roth Capital decreased their Q3 2025 earnings estimates for VersaBank in a report issued on Wednesday, March 5th. Roth Capital analyst C. Irwin now forecasts that the company will post earnings of $0.33 per share for the quarter, down from their previous estimate of $0.45. Roth Capital has a “Hold” rating on the stock. The consensus estimate for VersaBank’s current full-year earnings is $1.46 per share.

Several other brokerages have also recently weighed in on VBNK. Raymond James restated an “outperform” rating and issued a $17.00 price target (up previously from $15.00) on shares of VersaBank in a research report on Friday, November 8th. Roth Mkm cut shares of VersaBank from a “buy” rating to a “neutral” rating and reduced their price target for the stock from $22.00 to $10.40 in a research report on Thursday.

VersaBank Stock Performance

Shares of VBNK opened at $10.52 on Friday. The company’s fifty day moving average is $13.27 and its 200 day moving average is $14.17. VersaBank has a fifty-two week low of $9.48 and a fifty-two week high of $18.38. The stock has a market capitalization of $342.10 million, a PE ratio of 9.56 and a beta of 0.93.

VersaBank (NASDAQ:VBNK) last announced its quarterly earnings results on Monday, December 9th. The company reported $0.28 earnings per share for the quarter, topping the consensus estimate of $0.27 by $0.01. VersaBank had a net margin of 13.52% and a return on equity of 11.20%.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of VBNK. Barclays PLC bought a new position in VersaBank during the third quarter valued at $32,000. Mark Sheptoff Financial Planning LLC purchased a new stake in shares of VersaBank during the third quarter valued at $137,000. Salzhauer Michael purchased a new stake in shares of VersaBank during the fourth quarter valued at $137,000. XTX Topco Ltd purchased a new stake in shares of VersaBank during the fourth quarter valued at $159,000. Finally, K2 Principal Fund L.P. purchased a new stake in shares of VersaBank during the third quarter valued at $211,000. Institutional investors own 56.86% of the company’s stock.

VersaBank Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Wednesday, April 30th. Shareholders of record on Friday, April 4th will be given a dividend of $0.025 per share. This is a boost from VersaBank’s previous quarterly dividend of $0.02. The ex-dividend date is Friday, April 4th. This represents a $0.10 dividend on an annualized basis and a yield of 0.95%. VersaBank’s payout ratio is 6.38%.

VersaBank Company Profile

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.