Head to Head Comparison: Riskified (NYSE:RSKD) & Medical Cannabis Payment Solutions (OTCMKTS:REFG)

Riskified (NYSE:RSKD) and Medical Cannabis Payment Solutions (OTCMKTS:REFG) are both small-cap computer and technology companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, dividends, risk, institutional ownership and earnings.

Valuation & Earnings

This table compares Riskified and Medical Cannabis Payment Solutions”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Riskified	$318.05 million	2.60	-$59.03 million	($0.20)	-23.23
Medical Cannabis Payment Solutions	N/A	N/A	-$30,000.00	N/A	N/A

Medical Cannabis Payment Solutions has lower revenue, but higher earnings than Riskified.

Volatility & Risk

Riskified has a beta of 1.37, indicating that its share price is 37% more volatile than the S&P 500. Comparatively, Medical Cannabis Payment Solutions has a beta of 0.07, indicating that its share price is 93% less volatile than the S&P 500.

Profitability

This table compares Riskified and Medical Cannabis Payment Solutions’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Riskified	-10.72%	-6.00%	-4.87%
Medical Cannabis Payment Solutions	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of current recommendations and price targets for Riskified and Medical Cannabis Payment Solutions, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Riskified	1	4	3	0	2.25
Medical Cannabis Payment Solutions	0	0	0	0	0.00

Riskified currently has a consensus target price of $5.91, indicating a potential upside of 27.15%. Given Riskified’s stronger consensus rating and higher possible upside, research analysts plainly believe Riskified is more favorable than Medical Cannabis Payment Solutions.

Institutional and Insider Ownership

59.0% of Riskified shares are held by institutional investors. 17.4% of Riskified shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Riskified beats Medical Cannabis Payment Solutions on 7 of the 11 factors compared between the two stocks.

About Riskified

Riskified Ltd., together with its subsidiaries, develops and offers an e-commerce risk management platform that allows online merchants to create trusted relationships with consumers in the United States, Europe, the Middle East, Africa, the Asia-Pacific, and the Americas. It offers Chargeback Guarantee that ensures the legitimacy of merchants' online orders; Policy Protect, a machine learning solution designed to detect and prevent refund and returns policy abuse in real-time; Account Secure, a solution that cross-checks every login attempt; Dispute Resolve, which is used to compile submissions for fraud and non-fraud related chargeback issues; and PSD2 Optimize that helps merchants avoid bank authorization failures and abandoned shopping carts. The company serves direct-to-consumer brands, online-only retailers, omnichannel retailers, online marketplaces, and e-commerce service providers in various industries, such as payments, money transfer and crypto, tickets and travel, electronics, home, and fashion and luxury goods. Riskified Ltd. was incorporated in 2012 and is headquartered in Tel Aviv, Israel.

About Medical Cannabis Payment Solutions

Medical Cannabis Payment Solutions, Inc. develops and markets a payment system for medical cannabis transactions. Its solution assists in the state tracking of sales, collection of tax, and supervision of sales to consumers. The company was incorporated in 2013 and is based in Cheyenne, Wyoming. On August 12, 2024, Medical Cannabis Payment Solutions, Inc. filed a voluntary petition for liquidation under Chapter 7 in the U.S. Bankruptcy Court for the Western District of Pennsylvania.