Analyzing Mawson Infrastructure Group (NASDAQ:MIGI) and Upstart (NASDAQ:UPST)

Mawson Infrastructure Group (NASDAQ:MIGI) and Upstart (NASDAQ:UPST) are both computer and technology companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, valuation, institutional ownership, analyst recommendations, earnings, risk and profitability.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Mawson Infrastructure Group and Upstart, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mawson Infrastructure Group	0	2	0	0	2.00
Upstart	2	7	5	0	2.21

Mawson Infrastructure Group presently has a consensus price target of $2.00, suggesting a potential upside of 283.66%. Upstart has a consensus price target of $73.38, suggesting a potential upside of 53.56%. Given Mawson Infrastructure Group’s higher possible upside, analysts clearly believe Mawson Infrastructure Group is more favorable than Upstart.

Insider & Institutional Ownership

6.9% of Mawson Infrastructure Group shares are held by institutional investors. Comparatively, 63.0% of Upstart shares are held by institutional investors. 5.4% of Mawson Infrastructure Group shares are held by insiders. Comparatively, 18.1% of Upstart shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Volatility & Risk

Mawson Infrastructure Group has a beta of 3.65, suggesting that its stock price is 265% more volatile than the S&P 500. Comparatively, Upstart has a beta of 2.25, suggesting that its stock price is 125% more volatile than the S&P 500.

Profitability

This table compares Mawson Infrastructure Group and Upstart’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Mawson Infrastructure Group	-93.68%	-368.57%	-61.12%
Upstart	-20.20%	-25.87%	-7.95%

Earnings & Valuation

This table compares Mawson Infrastructure Group and Upstart”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mawson Infrastructure Group	$58.22 million	0.17	-$60.42 million	($3.16)	-0.16
Upstart	$628.83 million	7.12	-$128.58 million	($1.46)	-32.73

Mawson Infrastructure Group has higher earnings, but lower revenue than Upstart. Upstart is trading at a lower price-to-earnings ratio than Mawson Infrastructure Group, indicating that it is currently the more affordable of the two stocks.

Summary

Upstart beats Mawson Infrastructure Group on 10 of the 14 factors compared between the two stocks.

About Mawson Infrastructure Group

Mawson Infrastructure Group Inc. develops and operates digital infrastructure for digital currency on the bitcoin blockchain network in the United States. It engages in digital currency or bitcoin self-mining, customer co-location and related services, and energy markets, as well as operates data center facilities. The company is based in Midland, Pennsylvania.

About Upstart

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.